Your Advisors


Lori Howell

Meet Lori Howell

Founder, Principal Advisor

Since 2008, Lori Howell has been assisting individuals and businesses navigate the maze of Medicare rules and options available to Medicare beneficiaries. Lori initially received her training as a certified SHIP (State Health Insurance Assistance Program) Counselor for the State of Massachusetts. In this capacity, Lori learned the importance of having individuals get unbiased assistance in making optimal decisions when enrolling, reviewing and selecting the most appropriate coverage for themselves.

Most recently, Lori worked for Mercer, a national leader in the corporate health benefits space. At Mercer, Lori advised over 600 people on how to transition from employer plans into the Medicare options that would best meet their needs both medically and financially. Additionally, Lori provided seminars, webinars and advisory services on the Medicare enrollment process to the employees of numerous organizations: Boston Children's Hospital, Global Partners LP, Advanced Publications, Union College, Howard University, Reckitt Benckiser, Voya and Yokohama Tire, et al.

Lori started Howell Medicare Advisors, LLC to provide unbiased fee-only advice, free from the influence of commissions, in order to offer individuals guidance and advocacy in navigating the complex landscape of Medicare to avoid costly mistakes.

When not working, Lori likes to spend time with her husband and family. She enjoys traveling, having the goal of visiting every Major League Baseball Stadium and catching a game. Lori also likes doing craft projects which she never seems to finish.

Not affiliated/contracted with Centers for Medicare and Medicaid services or any insurance companies.


Katie Banner

Meet Katie Banner

Associate Advisor

Katie has worked in customer service for the past 18 years. During that time, she was tasked with listening to customer needs and finding solutions for them. She also was the market trainer for new employees, which gave her the coaching and compassion skills that she brings with her to Howell Medicare Advisors.

Katie worked for Mercer Marketplace, assisting retirees who had lost their employer group insurance and were transitioning to Medicare. Being able to coach new clients through the confusion of Medicare was really rewarding for her. Katie was able to provide her unbiased opinion to ensure clients were informed about the best options for their needs. While at Mercer, Katie was assigned to the Age-In Retiree Team, where she specialized in enrolling individuals newly eligible for Medicare.  Additionally, Katie travelled to businesses to provide seminars on the various components of Medicare coverage. Through Mercer, she had worked with numerous clients such as, SC Johnson, Howard University, Advanced Publications, Saudi Aramco, Comcast Corporation, and more.

Katie is a huge Disney and Harry Potter nerd. She spends her free time with her daughter, nieces, nephew and her 2 cats. You can usually find her reading or crocheting with a cat on top of whatever project she happens to be working on.

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